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Home > Super Members > Understand my super > Who'll get my super if I die?

Who’ll get my super if I die?

Super exists to provide you with an income when you finish working.

So, if you die, your super is given to your dependants to replace this income. By nominating your beneficiaries, you can help decide who your dependants are.

At AUSCOAL Super you can nominate your beneficiaries in two ways:

Non-binding nomination:

while you advise us of your wishes, we make the actual decision about who’ll receive your super and any insurance proceeds. We’ll use your nomination as a guide only.

Binding nomination:

provides you with certainty about who’ll receive your super and any insurance proceeds.

If you complete and maintain a valid binding nomination, we’re bound to pay your super and any insurance proceeds to the dependants you nominate and in the proportions you determine.

 
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You can nominate your beneficiary by:

  • completing the Nomination of Beneficiaries form, or
  • logging in to your Member Account.
 
 
 
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Did you know...

Your beneficiary nomination will continue to apply unless you cancel or change it, so it’s important to update it if your circumstances change, such as separating from your partner, marrying or having children.

 
 
 

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Copyright AUSCOAL Superannuation Pty Ltd - ABN 70 003 566 989 - AFSL 246864 AUSCOAL Superannuation Fund ABN 16 457 520 308

The information in this document is general in nature and doesn’t take into account your objectives, financial situation or needs. Before acting, you should consider whether the information is appropriate for you and read our Product Disclosure Statement. The information is based on our understanding of current Australian laws, including tax and super laws, and assumes these laws will remain unchanged. Issued by AUSCOAL Superannuation Pty Ltd | ABN 70 003 566 989 | AFSL 246864 trustee for the AUSCOAL Superannuation Fund | ABN 16 457 520 308. AUSCOAL Advice is the trading name of AUSCOAL Advisory Services Pty Ltd ABN 22 104 151 635,
a Corporate Authorised Representative of the Adviser Network Pty Ltd ABN 25 056 310 699 AFSL 232729.